NetSpend Prepaid Visa

The NetSpend Prepaid Visa is a debit card. This means you must first deposit money into your account (through a variety of methods) and then you can use it to make purchases.  It will be accepted online and also over the phone. In addition it is accepted at millions of locations world-wide. It can also be used to rent a car, rent a hotel room, and buy gas at the pump.  There is no credit check or chexsystems check. However you must comply with the USA Patriot Act, all financial institutions have to comply with this federal law. It simply means that your identity is checked, in other words you are who you say you are.

You can deposit money by a number of ways. The most common is direct deposit and this method is free. Additionally there are over 90,000 retail locations where you can deposit funds. You can also transfer money from a bank account or pay pal account.  And the last method can be very beneficial; you can transfer funds from one NetSpend account to another. This can be very valuable if you have children and are trying to teach them financial responsibility. Or any loved one that you are providing financial assistance too, with a couple of clicks or using your mobile phone you can put money in their account for free. This can be especially helpful if you live in different geographical locations.  You will also have access to online bill pay. You can use this to pay your bills with just a few clicks online. You can set up recurring payments for monthly bills and schedule future payments, without the cost of purchasing a money order.  There is another option if you want you can open a savings account and earn 5% APY. This was created by the company to encourage savings and can also help teach young ones the importance of savings. It is free.  If you need you can be issued a total of 3 cards at no additional charge, the idea is your spouse, or loved ones can use a copy of your card (with your permission). This is typical for shared finances or a financially dependent friend or family member.  This card will give you peace of mind. If it is lost or stolen you will not be held liable for the charges (report it lost or stolen as promptly as possible). Your money is also FDIC insured up to $250,000.  Lastly, this offer makes it very easy to track and manage your money. You can track your spending and your balance 24/7 through your online account or with your mobile phone. They even provide you with an online tool to help you set up a budget.  To get your free prepaid visa or mastercard visit the following Link!  NetSpend Prepaid Visa

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